html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre, a, abbr, acronym, address, big, cite, code, del, dfn, em, font, img, ins, kbd, q, s, samp, small, strike, sub, sup, tt, var, dl, dt, dd, ol, ul, li, fieldset, form, label, legend, table, caption, tbody, tfoot, thead, tr, th, td {
	margin: 0px;
	padding: 0px;
	border: none;
	font-weight: inherit;
	font-style: inherit;
	font-size: 100%;
	font-family: inherit;
	vertical-align: baseline;
}
/* remember to define focus styles! */
:focus {
	outline: 0;
}
body {
	background: White;
 color: Black;
 text-align: center;
}
ol, ul {
	list-style: none;
}
/* tables still need 'cellspacing="0"' in the markup */
table {
	border-collapse: separate;
}
caption, th, td {
	text-align: left;
	font-weight: normal;
}

td { vertical-align: top; }

blockquote:before, blockquote:after,
q:before, q:after {
	content: "";
}
blockquote, q {
	quotes: "" "";
}

a { color: #001576; }

a:link { text-decoration: underline; }

a:visited { text-decoration: underline; }

a:hover { text-decoration: none; }

a:active { text-decoration: underline; }

#wrapper {
 margin: 0px auto;
 text-align: center;
 width: 960px; 
}

#container {
 background: transparent url(templateimages/page_background.gif) no-repeat top;
 padding-top: 31px;
}

#pagecontent {
 text-align: left;
 width: 860px;
 margin: 0px 50px;
}

#left {
 float: left;
 width: 430px;
 padding-bottom: 20px;
}

#left #pad { padding-right: 15px; }

#right {
 float: right;
 width: 430px;
 padding-bottom: 20px;
}

#right #pad, #right #pad_level { padding-left: 15px; }
#right #pad_level { padding-top: 41px;}
#wide { width: 860px; clear: both;}
#wide #pad { padding: 0px 0px 20px 0px; }

.clear { clear: both; }

ul {
 margin-left: 25px;
 list-style: square;
}

li {
 font: .9em/1.5em Verdana, Geneva, Arial, Helvetica, sans-serif;
}

hr {
 height: 1px;
 color: Black;
 background-color: Black;
 border: none;
 margin: 15px auto;
}

h1 {
	margin: 0px 0px 10px 0px;
	color: #001576;
	font: bold 1.4em "Trebuchet MS", Arial, Helvetica, sans-serif;
	letter-spacing: 1px;
	padding-bottom: 4px;
}

h2 {
 margin: 6px 0px 4px 0px;
	color: #DC8D18;
	font: bold 1.2em "Trebuchet MS", Arial, Helvetica, sans-serif;
}

h3 {
 margin: 6px 0px 2px 0px;
	color: #3D99D0;
	font: bold .9em Verdana, Geneva, Arial, Helvetica, sans-serif;
 border-bottom: 1px solid #3D99D0;
}

p {
	font: .8em/1.5em Verdana, Geneva, Arial, Helvetica, sans-serif;
	text-align: justify;
 margin-bottom: 12px;
}

p.center {
	text-align: center;
}

p.large {
	font-size: 120%;
	font: Arial, Helvetica, sans-serif;
	margin: 0px;
}

#footer {
 clear: both;
 margin: 20px 0px 0px 0px;
 padding: 0px;
 background: transparent url(templateimages/footer_background.gif) no-repeat top;
 height: 65px;
 width: 960px;
}

#footer #pad {
 padding: 14px 0px 0px 0px;
}

#footer a {
	background: transparent;
	color: black;
 text-decoration: none;
}

#footer a:hover { text-decoration: underline; }

#footer p {
	font: normal .8em Arial, Helvetica, sans-serif;
	margin: 0px;
	padding: 0px;
	text-align: center;
 color: Black;
}

#quickmenu { margin-bottom: 8px; }

#quickmenu ul { list-style: none; }

#quickmenu li {
 display: inline;
 font: normal .8em Arial, Helvetica, sans-serif;
 color: Black;
 border-right: 1px solid #A48300;
 padding-right: 6px;
 margin-right: 6px;
}

#quickmenu li.last {
 border-right: none;
 padding-right: 0px;
}


#homenews {
 background: transparent url(templateimages/news_background.gif) repeat-y left;
 width: 430px;
}

#homenews #pad { padding: 0px 10px 10px 25px; }

table#homenewsitems td { padding-bottom: 15px; }

table#homenewsitems p {
 font: .7em Verdana, Geneva, Arial, Helvetica, sans-serif;
 text-align: justify;
 color: Gray;
}

table#homenewsitems strong { font-weight: bold; color: #001576; }

table#homenewsitems img {
 width: 58px;
 height: 58px;
 border: none;
 margin-right: 5px;
}

table#welcome { margin-bottom: 12px; }

ul#homewelcome {
 font: bold .8em Verdana, Geneva, Arial, Helvetica, sans-serif;
 color: #444444;
 list-style: none;
 padding: 0px;
 margin: 0px 0px 15px 5px;
}

ul#homewelcome  li {
 background: transparent url(templateimages/bullet1.gif) no-repeat left 9px;
 padding-left: 10px;
 padding-bottom: 8px;
 font-weight: bold;
}

#photo_welcome {
 width: 430px;
 height: 150px;
 margin-bottom: 10px;
}

#photo_welcome img {
 width: 412px;
 height: 150px;
 margin-left: 16px;
}

img.float_left {
 float: left;
 margin-right: 10px;
 margin-bottom: 5px;
 border: none;
}

img.float_right {
 float: right;
 margin-left: 10px;
 margin-bottom: 5px;
 border: none;
}


table#homenewsitems {
 padding-top: 10px;
}

td { font: .9em/1.6em Verdana, Geneva, Arial, Helvetica, sans-serif; }

table.dates {
 border-collapse: collapse;
 border: 1px solid #CCCCCC;
 width: 860px;
 margin-bottom: 10px;
}

table.dates th {
 background: #FFCC00;
 color: Black;
 text-align: center;
 border: 1px solid #E9BA00;
 border-bottom: 5px solid #001576;
 font: bold 1.4em Verdana, Geneva, Arial, Helvetica, sans-serif;
 padding: 4px 0px;
}

table.dates th.title {
 text-align: center;
 font-weight: bold;
 font: bold .9em Verdana, Geneva, Arial, Helvetica, sans-serif;
}

table.dates tr:hover {
 background: #E1E1E1 !important;
}

table.dates td {
 border: 1px solid #CCCCCC;
 background: #FDFDFD;
 color: Black;
 text-align: center;
 padding: 1px;
}

table.dates td.label { text-align: left; font-weight: bold;}
table.dates td.fr { font-size: 80%; }

ul#factsheets {
 clear: both;
 margin-left: 0px;
 padding: 0px 0px 20px 21px;
}

ul#factsheets li{
	float: left;
	display: block;
	width: 380px;
	height: 110px;
	background: White;
	border: 1px solid #DC8D18;
	margin: 0px 0px 5px 14px;
 padding: 0px;
}

ul#factsheets li h5 {
	font: bold 1em Helvetica, Arial, sans-serif;
	color: #3D99D0;
	margin-bottom: 4px;
	padding-left: 75px;
	margin-top: 6px;
}

ul#factsheets li p {
	color: Black;
	font-size: 11px;
	line-height: 14px;
	padding-left: 75px;
 padding-right: 10px;
}

ul#factsheets li#growth { background: White url(templateimages/bar_chart.gif) 5% 25px no-repeat; }
ul#factsheets li#boxes { background: White url(templateimages/folders.gif) 5% 25px no-repeat; }
ul#factsheets li#balance { background: White url(templateimages/balance.gif) 5% 25px no-repeat; }
ul#factsheets li#money { background: White url(templateimages/money.gif) 5% 25px no-repeat; }
ul#factsheets li#piggy { background: White url(templateimages/piggy.gif) 5% 25px no-repeat; }
ul#factsheets li#notepad { background: White url(templateimages/notepad.gif) 5% 25px no-repeat; }
ul#factsheets li#book { background: White url(templateimages/book.gif) 5% 25px no-repeat; }

table#contact {
 color: #000000;
 font: 1em Tahoma, Arial, Helvetica, sans-serif;
	margin-left: 5px;
}

table#contact td {
 padding-bottom: 10px;
 vertical-align: top;
}

table#contact td.label {
 font-weight: bold;
 padding-right: 10px;
}

ul#newsletters {
 clear: both;
 margin-left: -12px;
 padding-left: 21px;
 padding-top: 17px;
}

ul#newsletters li{
	float: left;
	display: block;
	width: 380px;
	height: 60px;
	background: White;
	border: 1px solid #E9BA00;
	margin: 0px 0px 14px 14px;
}

ul#newsletters li h5 {
	font: bold 1em Helvetica, Arial, sans-serif;
	color: #001576;
	margin-bottom: 4px;
	padding-left: 75px;
	margin-top: 6px;
}

ul#newsletters li p {
	color: Black;
	font-size: 11px;
	line-height: 14px;
	padding-left: 75px;
 padding-right: 10px;
}

ul#newsletters li#newsletter { background: White url(templateimages/notepad.gif) 5% 5px no-repeat; }

ul.pdf {
 list-style: none;
}

ul.pdf li {
 background: transparent url(templateimages/pdf.gif) no-repeat left 4px;
 padding-left: 24px;
 padding-bottom: 24px;
}

ul.links li {
 text-align: justify;
}